The first step in choosing life insurance is to find a good company, such as Freedom Life Insurance. You’ll then have to decide which type of life insurance you should get. Below are a few tips that can help you out.
Term Life Insurance
You should consider getting term life insurance from Freedom Life Insurance if you would like insurance for a certain period of time. You can buy this insurance for only five years, 10 years or whatever time frame you need it for. A good example is if you have young kids and you want to have funds for their education when they are older. In this scenario, you could get a 20-year term policy. Another example is if you have debt that you want to pay off within a month, two months, year or within any frame of time, then you can get an insurance policy that lasts for that period of time.
Term life from Freedom Life Insurance is good for those who need of insurance, but they are on a tight budget. This kind of insurance pays if you due during the policy’s term. Coverage is stop if the policyholder is still alive by the end if the policy’s term. However, the policy can be renewed or a new policy can be purchased.
Convertible term policies are good if you think over time your financial needs will change. You can convert to permanent coverage, and you won’t have to undergo a medical examination.
Permanent Life Insurance
A permanent policy is just that, a policy that pays benefits whether you die the following day or you live for over 80 years. If you need coverage for as long as you are alive, then consider getting permanent insurance.
This is also a good option for those who want to build up savings that can eventually be borrowed and used for various purposes. You can spend the borrowed funds as you see fit, even if you don’t have good credit.
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There are quite a few types of permanent life insurance policies. These includes universal, whole life, variable/universal and variable life. If you want to learn more about the different policies out there, then contact Freedom Life Insurance today.
USHEALTH Advisors is an American based insurance company formed by a family of companies with the aim of providing better health coverage for the ordinary people. It is rated that in America you will rarely find another company that will offer you with personal satisfaction as well as professional achievement better than that offered by the USHEALTH Advisors.
At USHEALTH, with their family of companies provide a full portfolio of plans that let you choose health coverage to your specific needs. With over 50 years of health insurance experience, they are the real innovators in the industry who offer flexible, affordable as well as secure plans for you and your family.
USHEALTH Advisors being a licensed life and health insurance company provides quality coverage to their insured including specified disease, plus accident insurance, life, dental coverage, critical illness, and much more. Their mission is HOPE which is an acronym which stands for helping other people every day, which they always implement starting from the staff, management as well as the independently contracted agents of the company.
Their mission is what they do on a daily basis, which the organization has made it their commitment to making a positive difference to the lives of others. USHEALTH Advisors are affordable and reliable, they have been recognized year after year with some of the prestigious business awards, and that is the reason why you should choose them. They are also recognized because of their customer care as well as their innovation, that’s why every day more families, small business owners plus individuals are always turning to the USHEALTH Advisors.
When you need to login to the USHEALTH Advisors, you will first need to create an account and provide the necessary information required by their web page. After a successful registration, you can use the login credentials to log in. The registration and login will be done through myUSHG.com, to view the information that you need to know. The information you are likely to find there are coverage and benefits which will have the contents of what they cover as well as the benefits you will get once you subscribe to the services.
Troy Mcquagge is an entrepreneur hailing from Panama City in the state of Florida. Troy was educated at Central Florida University. Troy has a wide expertise in sales which has spanned the duration of thirty years. Tory is currently living in Texas while working for the US Health advisors. He started his career in the sales of health insurance where he spent the better part of his career. Troy joined Allstate Insurance in 1983 where he served for a long time. In the wake of 1995, he shifted to UICI health market. Troy joined USHEALTH group in 2010 as its president and Chief Executive Officer. He worked judiciously with other stakeholders in making health insurance sales until high-profit margins were realized. Troy is heading the US health group in the same docket to date.
Troy started from a humble setup after his schooling and then getting all his focus concentrated solely on his assignment for a good deal of time.Troy was still determined to excel in his profession so he worked hard and managed to scoop the One Planet Business and Excellence Awards that occurred in 2016. It is one of the most prestigious award s that is coveted by many. Winning the award was no mean feat given that Troy had tuned all his faculties on his duties on a day-to-day basis. The competition is open to submissions from all companies in the world. The participation is also open to both the public and private sector. The interested parties deliver their nominees and then the nominees are subject to an engaging panel that scrutinizes the performance of the given individuals. Troy was elected to his position out of merit because he transformed the company by retooling the advisors. The company registered massive success in that sector and within the time span that Troy was in office.
Mcquagge received the Gold award but he rather attributed the success to the many uncelebrated heroes who worked round the clock to ensure the process was a success. Troy shared credit with every member as he termed the success as a concerted effort from all the stakeholders in the company. Click here for more reviews.
In an industry with an array of life insurance options, customers are at loggerhead when deciding on the best alternative to settle for. This a crucial decision since it calls for monetary commitment for a term or life until death. They all come with varied benefits and compensation, but there is need to find a suitable package based on your needs.
There are two possible reasons why one would consider a term life insurance coverage over a permanent life insurance one. If you are in need of a cover for a specific time frame and after that do away with the insurance, term cover is perfect. For instance, take a classical goal of investment purpose or education; you can take a policy with a maturity or execution duration based on your needs; say ten years or 20 years. Alternatively, you would consider a term life insurance if constrained of money yet your needs call for a larger cover.
A permanent life insurance basically means that it is executed throughout life and expires upon death but can pay to benefit a day after the policy is taken for years to come. It operates in a saving mode where premium accumulates and are exempted from tax and can be used as collateral for the loan. However, upon death, computations are done to establish what the company owes the customer from the policy before repaying the beneficiaries.
Premium rate similarly differs with a permanent policy having a higher figure than a term insurance. Term insurance rates fluctuate with age and economic times, but in a permanent insurance, the premiums are at a flat rate. A person who goes for a term insurance may consider the option of convertible term policies should they see the need to convert to a permanent insurance. There have been many companies offering same services with Freedom Life Insurance being at the helm. Learn more: https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf
About Freedom Life Insurance
FLI was founded in 1956 in Fort Worth, Texas. It was initially known as Consolidated American Life Insurance Company before change name to Freedom Life Insurance. It offers a variety of insurance packages in accidents, credit, and health-related covers. It is a subsidiary company of the USHEALTH Group Inc.
The basic preparation is the same as if you were going in for a checkup at your primary care physicians. You should bath thoroughly and dress comfortably in a two piece outfit, a loose fitting short sleeved top and an easy fitting bottom. Do not wear a turtleneck or a dress shirt and tie. Do not wear pantyhose. Essentially, do not wear anything that’s tight fitting or compressing. If is also important that you avoid wearing lotions, oils and oversized earrings. Leave your cell phone at home and don’t wear a watch to the screening.
How to Prepare for a Life Line Screening
If you take prescription medication, take it as prescribed. Ask the technicians if you need to fast before any of you pending test. If so fast as required. And, you should give yourself plenty of time to get to the screening. You shouldn’t even have the remotest fear that you could be late. Try to arrive early. This way you’ll be relaxed and at ease when the screening starts.
As each phase of the screening begins, relax and do as you are told by the technicians and nurses. It’s very important that you follow instructions so that the results of the tests are accurate and complete. Some tests will require that you remain absolutely still, so use the rest room before the tests begin or when prompted after the tests have started. Relax and think pleasant thoughts as the tests are being run.
• For the Carotid Artery Screening an open neck shirt with short sleeves is best.
• When being tested for the Atrial Fibrillation, not having lotion or oils on the body helps as well as not carrying a cell phone or wearing a watch. And, wearing loose fitting clothing is optimal.
• When being tested for the Abdominal Aortic Aneurysm, its best to take all medications including diabetic medicines prior to testing and to be dressed in comfortable clothing.
• For the Ankle-Brachial Index test dress comfortably, not wearing anything tight.
• For both the Complete Lipid Panel and the Glucose test fast for twelve hours prior to the screenings.
Once you have dressed properly, taken you medications and fasted as needed, make sure you arrive a little early, so you’ll be relaxed when the testing starts.
For details: www.youtube.com/user/lifelinescreening
Andrew Rolfe was at the center of organizing a charity gala for the Ubuntu Fund. When they were planning for the dinner, the management of the Fund asserted that they were optimistic of going home with £600,000. To their surprise, over £603,000 was raised. This amount is equivalent to R10 million in South Africa. The Ubuntu Fund was established in 1999 with the objective of supporting vulnerable children in the society. With the passage of time, Jacob Lief, co-founder of the Fund, and other leaders recognized that the children could not concentrate on their studies. Upon carrying out a research, they realized that the families where these children came from were facing starvation and HIV/AIDs epidemic. The Fund decided to enhance their offing by offering the needy children with healthcare services and food.
During the event, Rolfe helped in bringing in a Xhosa choir that entertained the audience with their performances. He was also mandated with the duty of ensuring that all the 300 guests in attendance enjoyed their meals. When he talked to the audience, Jacob posited that children need huge resources for them to grow into adulthood. In addition, Sinesipho Rabidyani graced the occasion. As one of the speakers, Rabidyani shared her inspiring story of how in her formative years, her father’s drinking behavior made it difficult for her to study or do household chores. His mistreatment made Sinesipho to dread going home. However, she did well in her studies. This way, the Ubuntu Fund resolved to give her a scholarship. Moreover, they enrolled her for a mentorship program and provided her with the much-needed psychosocial support.
About Andrew Rolfe
Andrew Rolfe has been serving the institution as the chairman. He has been heavily involved in ensuring that the Fund has adequate funds to support the many needy children and families in the society. As one of the graduates of the University of Oxford, Rolfe has a sound background in economics, politics and philosophy.
Rolfe has gained immense leadership skills by virtue of working for different organizations. Formerly, he was an employee of the Gap. At the company, he was responsible for enhancing the success of the company’s stores in different countries. Notably, Rolfe has worked for PepsiCo Restaurants International, Booker Foodservice and Pret A. Manger.