Troy Mcquagge is an entrepreneur hailing from Panama City in the state of Florida. Troy was educated at Central Florida University. Troy has a wide expertise in sales which has spanned the duration of thirty years. Tory is currently living in Texas while working for the US Health advisors. He started his career in the sales of health insurance where he spent the better part of his career. Troy joined Allstate Insurance in 1983 where he served for a long time. In the wake of 1995, he shifted to UICI health market. Troy joined USHEALTH group in 2010 as its president and Chief Executive Officer. He worked judiciously with other stakeholders in making health insurance sales until high-profit margins were realized. Troy is heading the US health group in the same docket to date.
Troy started from a humble setup after his schooling and then getting all his focus concentrated solely on his assignment for a good deal of time.Troy was still determined to excel in his profession so he worked hard and managed to scoop the One Planet Business and Excellence Awards that occurred in 2016. It is one of the most prestigious award s that is coveted by many. Winning the award was no mean feat given that Troy had tuned all his faculties on his duties on a day-to-day basis. The competition is open to submissions from all companies in the world. The participation is also open to both the public and private sector. The interested parties deliver their nominees and then the nominees are subject to an engaging panel that scrutinizes the performance of the given individuals. Troy was elected to his position out of merit because he transformed the company by retooling the advisors. The company registered massive success in that sector and within the time span that Troy was in office.
Mcquagge received the Gold award but he rather attributed the success to the many uncelebrated heroes who worked round the clock to ensure the process was a success. Troy shared credit with every member as he termed the success as a concerted effort from all the stakeholders in the company. Click here for more reviews.
In an industry with an array of life insurance options, customers are at loggerhead when deciding on the best alternative to settle for. This a crucial decision since it calls for monetary commitment for a term or life until death. They all come with varied benefits and compensation, but there is need to find a suitable package based on your needs.
There are two possible reasons why one would consider a term life insurance coverage over a permanent life insurance one. If you are in need of a cover for a specific time frame and after that do away with the insurance, term cover is perfect. For instance, take a classical goal of investment purpose or education; you can take a policy with a maturity or execution duration based on your needs; say ten years or 20 years. Alternatively, you would consider a term life insurance if constrained of money yet your needs call for a larger cover.
A permanent life insurance basically means that it is executed throughout life and expires upon death but can pay to benefit a day after the policy is taken for years to come. It operates in a saving mode where premium accumulates and are exempted from tax and can be used as collateral for the loan. However, upon death, computations are done to establish what the company owes the customer from the policy before repaying the beneficiaries.
Premium rate similarly differs with a permanent policy having a higher figure than a term insurance. Term insurance rates fluctuate with age and economic times, but in a permanent insurance, the premiums are at a flat rate. A person who goes for a term insurance may consider the option of convertible term policies should they see the need to convert to a permanent insurance. There have been many companies offering same services with Freedom Life Insurance being at the helm. Learn more: https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf
About Freedom Life Insurance
FLI was founded in 1956 in Fort Worth, Texas. It was initially known as Consolidated American Life Insurance Company before change name to Freedom Life Insurance. It offers a variety of insurance packages in accidents, credit, and health-related covers. It is a subsidiary company of the USHEALTH Group Inc.